Job Description
Banking Jobs, HF Group Jobs.
Principle Accountabilities
Credit Assessment & Approval
- Review and approve credit applications within delegated limits
- Analyze borrower profiles using both traditional and alternative data
- Assess collateral value, product type, and loan structure suitability
- Ensure compliance with internal credit policies and regulatory guidelines
Portfolio Risk Management
- Monitor key credit performance indicators: approval rate, PAR, NPL, LGD
- Identify early warning signals of risk concentration or policy gaps
- Recommend and implement mitigation strategies
Policy & Process Management
- Contribute to credit policy, underwriting guidelines, and scorecard reviews
- Ensure rigorous documentation, due diligence, and KYC compliance
- Collaborate with product and tech teams to embed credit rules into systems
Stakeholder Collaboration
- Partner with business, collections, legal, and product teams for lifecycle management
- Train credit officers, relationship managers, and branch staff on credit standards
Analytics & Reporting
- Prepare credit reports for Director Credit and Lending Committee
- Use tools like Excel, Power BI, and credit analytics platforms for insights
Other Duties
- Ensure timely insurance renewals for financed assets
- Oversee remedial actions for struggling accounts
- Participate in Early Alert, Vehicle Auction, and other relevant committees
Key Competencies and Skills
Competencies
- Analytical thinking, risk awareness, accountability, process improvement, collaboration, customer-centric mindset
Minimum Qualifications, Knowledge and Experience
Education
- Bachelor’s in Finance, Accounting, Economics, or related field; CPA, ACCA, CFA, or Credit Management certification preferred
Experience
- 5–8 years in credit assessment/risk management, ideally in asset finance; familiarity with CBK guidelines and scoring models
How to Apply
The post Credit Evaluation Manager – Asset Finance Job HF Group appeared first on Corporate Staffing Services.